Credit Risk Analyst job at Advans Nigeria
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595 Days Ago
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Vacancy title:
Credit Risk Analyst

[ Type: FULL TIME , Industry: Finance , Category: Accounting & Finance ]

Jobs at:

Advans Nigeria

Deadline of this Job:
02 November 2021  

Duty Station:
Within Nigeria , Lagos , West Africa

Date Posted: Monday, October 18, 2021 , Base Salary: Not Disclosed

Main Responsibilities

• Analyzes And Gives A Motivated Opinion On Every Credit File To Be Presented To Lcm From N3 Million. These Tasks Imply The Following:
• Ensures That The File Is Complete (Documents, Appendix, Etc.)
• Checks The Source Of Information/Data And Their Reliability.
• Checks The Exactitude And Accurateness Of Data And Calculation.
• Checks The Respects Of The Rules And Methodology Used.
• Checks The Global Consistency Of Data Between Themselves And According To Sector/Comparable Activities.
• Checks And Interprets Evolution Of Data, Identify Trends.
• Identify Additional Risks (Fiscal, Licenses, Contracts, Etc.)
• Exchanges Information With Co In Order To Complete Laf
• Checks – With Hnp – That Procedures Of Credit Risk Follow-Up And Monitoring Is Respected (Quality And Frequency Of Post-Disbursement Visits).

• Periodically Analyzes Quantitatively And Qualitatively The Loan Portfolio Of Advans Nigeria (Sector Concentration, Product Concentration, Etc.).
• Periodically Perform Default/Par Studies, Measuring In Particular The Impact Of Collaterals, Members Of Lcm And Other On Risk Exposure.
• Makes Recommendations (Training, Process, Procedures, Etc.) In Order To Improve The Quality Of Analysis.
• Constitutes A Database Enable The Bank To Build Comparison/Reference Criteria Between Companies From The Same Sectors.
• Proposes Evolutions In The Policy, Process, Procedure, Methodology, Laf, Products, Collaterals, Related To The Risks Identified.
• Intervenes, If Requested To, On Certain Cases Of Recovery.

· Controls Loan Files Based On Tangible Elements.
· Informs Directly Md/Ceo/Hnp In Case Of Serious Violations, In Order For The Management To Take Appropriate Steps.

Person Specification:

Qualification/Education: B.Sc/ B.Sc (Ed)/ Hnd In Related Discipline Qualified.

Work Experience: Minimum Of 2 Years Verifiable Experience As A Credit Risk Analyst.

Skills: High-level proficiency in written and spoken English; good knowledge of word processing; proven spreadsheet skills; good interpersonal relations skills.

Work Hours: 8

Experience in Months: 24

Level of Education:
Bachelor Degree

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Job Info
Job Category: Accounting/ Finance jobs in Nigeria
Job Type: Full-time
Deadline of this Job: 02 November 2021  
Duty Station: Lagos
Posted: 18-10-2021
No of Jobs: 1
Start Publishing: 18-10-2021
Stop Publishing (Put date of 2030): 18-10-2061
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