Summary
Date Posted: Monday, October 18, 2021 , Base Salary: Not Disclosed

JOB DETAILS:
Main Responsibilities

Production:
• Analyzes And Gives A Motivated Opinion On Every Credit File To Be Presented To Lcm From N3 Million. These Tasks Imply The Following:
• Ensures That The File Is Complete (Documents, Appendix, Etc.)
• Checks The Source Of Information/Data And Their Reliability.
• Checks The Exactitude And Accurateness Of Data And Calculation.
• Checks The Respects Of The Rules And Methodology Used.
• Checks The Global Consistency Of Data Between Themselves And According To Sector/Comparable Activities.
• Checks And Interprets Evolution Of Data, Identify Trends.
• Identify Additional Risks (Fiscal, Licenses, Contracts, Etc.)
• Exchanges Information With Co In Order To Complete Laf
• Checks – With Hnp – That Procedures Of Credit Risk Follow-Up And Monitoring Is Respected (Quality And Frequency Of Post-Disbursement Visits).

Analysis
• Periodically Analyzes Quantitatively And Qualitatively The Loan Portfolio Of Advans Nigeria (Sector Concentration, Product Concentration, Etc.).
• Periodically Perform Default/Par Studies, Measuring In Particular The Impact Of Collaterals, Members Of Lcm And Other On Risk Exposure.
• Makes Recommendations (Training, Process, Procedures, Etc.) In Order To Improve The Quality Of Analysis.
• Constitutes A Database Enable The Bank To Build Comparison/Reference Criteria Between Companies From The Same Sectors.
• Proposes Evolutions In The Policy, Process, Procedure, Methodology, Laf, Products, Collaterals, Related To The Risks Identified.
• Intervenes, If Requested To, On Certain Cases Of Recovery.

Control
· Controls Loan Files Based On Tangible Elements.
· Informs Directly Md/Ceo/Hnp In Case Of Serious Violations, In Order For The Management To Take Appropriate Steps.

Person Specification:

Qualification/Education: B.Sc/ B.Sc (Ed)/ Hnd In Related Discipline Qualified.

Work Experience: Minimum Of 2 Years Verifiable Experience As A Credit Risk Analyst.

Skills: High-level proficiency in written and spoken English; good knowledge of word processing; proven spreadsheet skills; good interpersonal relations skills.


Work Hours: 8

Experience in Months: 24

Level of Education: Bachelor Degree

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Job application procedure
Apply here
https://www.linkedin.com/jobs/view/2753677628/?eBP=JOB_SEARCH_ORGANIC&recommendedFlavor=ACTIVELY_HIRING_COMPANY&refId=qPsCdpSw9lbg7QQ5RPQVtw%3D%3D&trackingId=KgfPV9bWuNEySsPmdxneXw%3D%3D&trk=flagship3_search_srp_jobs&lipi=urn%3Ali%3Apage%3Ad_flagship3_search_srp_jobs%3BIMj%2B%2BUVmSny7HPN6psVIAg%3D%3D&lici=KgfPV9bWuNEySsPmdxneXw%3D%3D 


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